MyPoint Credit Union

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Safe, Sound, and Secure for

75 Years!

Open an account today!


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Our Home Equity rates

have dropped!


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Lock in a 4.45% APY* 15-month Share Certificate!


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MyVIP Checking is San Diego's BEST with perks like ID Theft Assistance!


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Contact Us

Tell us what you'd love to do. We'll help you do it.

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Make an Appointment

Ready to get started?
Let's make it happen.

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Locations

We're proud to be a part of the San Diego community.

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Rates

Competitive rates help our Members do more.

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Become a Member

Our purpose is to help you do. Do Better. Do more.

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FAQs

Have questions? We have answers!

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MyPoint Mobile Banking

Features include:
black check mark Check your balances and transactions
black check mark Transfer between your accounts
black check mark Mobile deposit*
black check mark Security measures with biometric capabilities
 

Our Rates

 Offering competitive rates to our Members is just one way we’re helping them become financially sound.
Solar & Green Living Loans

*APR As Low As

  7.49%


Auto Loans

*APR As Low As

5.74%


15-Month Share Certificate

*APY

4.45%


Ultra VISA® Card

*APR As Low As

12.99%


 
 
Safe, Sound, and Secure

MyPoint's deposits are federally insured up to $250,000 per individual depositor by the federal National Credit Union Share Insurance Fund (NCUSIF).
 
To learn more about how your funds are protected, click on the 'NCUA Insurance' icon.

What our members say...

MyPoint Credit Union's white logo in an orange circle.
"The entire crew at the North Park Branch are amazing. They are always welcoming and remember my name when I walk in."

Ron V.
MyPoint Credit Union's white logo in an orange circle.
"Highly qualified staff who consistently go the “extra mile “ to address my banking needs and keep me coming back!"

Jay A.
MyPoint Credit Union's white logo in an orange circle.
"I have had such a positive experience banking here at the Carlsbad branch. Everyone is so helpful."

Cindy H.

Let's get smarter about your finances!


Developing healthy financial habits can do wonders for helping us achieve our goals, and the earlier you start, the better!
Your financial fitness is key to a healthy New Year. With regular checkups, you can fix small problems before they become big issues. Here are some ways to make sure that your financial situation is continuing on the right path.

Cybercriminals work 'round the clock!

Here are some tips to help keep your accounts safe!



Front of new Rancho Bernardo Branch.


Rancho Bernardo Branch Has Relocated

Find Out More!

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How to Avoid Overdraft Fees


Tips to Avoid Overdraft Fees

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Prevent Account Scams