MyPoint Credit Union

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Refinance your car! We've saved our members an average of $100 a month!


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Refinance Your Student Loan Debt and Lower Your Monthly Payments.


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Cell phone protection included with your checking?

Yes, please!


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Contact Us

Tell us what you'd love to do. We'll help you do it.

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Make an Appointment

Ready to get started?
Let's make it happen.

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Locations

We're proud to be a part of the San Diego community.

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Rates

Competitive rates help our Members do more.

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Become a Member

Our purpose is to help you do. Do Better. Do more.

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FAQs

Have questions? We have answers!

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Make Moves on Your Student Loan Debt
 
Simplify and save on your monthly payments! 
Do more and save more by refinancing your student loan debt and lowering your monthly payments.

Our Rates

 Offering competitive rates to our Members is just one way we’re helping them become financially sound.
Solar & Green Living Loans

*APR As Low As

  4.44%


Auto Loans

*APR As Low As

2.99%


18-Month Share Certificate

*APY

1.61%


Ultra VISA® Card

*APR As Low As

9.74%


A person using MyPoint Credit Union's mobile banking app.

MyPoint Mobile Banking

Features include:
  • Check your balances and transactions
  • Transfer between your accounts
  • Mobile deposit*
  • Security measures with biometric capabilities

What our members say...

MyPoint Credit Union's white logo in an orange circle.
"The entire crew at the North Park Branch are amazing. They are always welcoming and remember my name when I walk in."

Ron V.
MyPoint Credit Union's white logo in an orange circle.
"Highly qualified staff who consistently go the “extra mile “ to address my banking needs and keep me coming back!"

Jay A.
MyPoint Credit Union's white logo in an orange circle.
"I have had such a positive experience banking here at the Carlsbad branch. Everyone is so helpful."

Cindy H.

Let's get smarter about your finances!


Developing healthy financial habits can do wonders for helping us achieve our goals, and the earlier you start, the better!
Your financial fitness is key to a healthy New Year. With regular checkups, you can fix small problems before they become big issues. Here are some ways to make sure that your financial situation is continuing on the right path.

Cybercriminals work 'round the clock!

Here are some tips to help keep your accounts safe!



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Learn with Zogo Financial Literacy

Get Started Now

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Build Healthy Credit

Build Your Financial Wellness

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Send and Receive Money with Zelle®

Explore Zelle®