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Health Savings Account

Designed to help members or members and their families who are covered by a High Deductible Health Insurance Plan (HDHP)


A Health Savings Account, or HSA, is designed to help members or members and their families who are covered by a High Deductible Health Insurance Plan (HDHP) to take advantage of possible tax savings. HSAs are IRA-like accounts that are designed to cover medical expenses incurred by the HSA account owner, the account owner’s spouse and his or her dependents. HSA contributions are deductible and, if amounts are used for qualified medical expenses, distributions of principal and earnings are tax free.

  • Please consult your tax advisor for details. Frequently asked questions regarding HSA’s can be found on the US Treasury site.
  • Please call the MyPoint Credit Union Call Center at (858) 495-3400 or visit any branch to open a Health Savings Account.
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