Father and son planting a tree

Certificates

Maximize your earnings

Lock in a guaranteed rate on your savings for a fixed amount of time ranging from three months to five years.
Period of Investment Dividend Rate APY* Minimum Investment When Dividend Paid
3 months 0.21% 0.21% $1,000 Maturity
6 months 0.31% 0.31% $1,000 Maturity
13 months (Liquid)*** 0.42% 0.42% $1,000 Monthly
1 Year (add on)** 0.40% 0.40% $50.00 Monthly
13 Months 0.44% 0.44% $1,000 Monthly
2 Years 0.66% 0.66% $1,000 Monthly
3 Years 0.75% 0.75% $1,000 Quarterly
4 Years 0.85% 0.85% $1,000 Quarterly
5 Years 1.09% 1.10% $1,000 Quarterly
*Annual Percentage Yield

**Total subsequent deposits are limited to $25,000 over the term of the certificate.

***LIQUID has penalty-free withdrawals (up to 6 per month) and deposits and no maximum balance.
Annual Percentage Yields are anticipated rates and are accurate as of 11/17/2021. Fees could reduce earnings on accounts. See our Account Agreement and Disclosures for more information. All dividend rates are subject to change at any time. Penalties may be imposed for early withdrawal of term deposits (e.g., certificates).

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