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Personal Loan Rates

For your personal needs, unexpected expenses, or planned purchases, MyPoint Credit Union offers personal loans to fit your budget.

APR* as low as on terms up to APR* as low as on terms up to APR* as low as on terms up to
Loan Type 36 Months 60 Months 120 -240 months
Certificate Secured 2.00% over dividend rate up to certificate maturity date 2.00% over dividend rate up to certificate maturity date
Computer 6.99%
Green Living 4.44% 6.94%
Sharper Image 9.99%
Personal 11.49%
*APR= Annual Percentage Rate. Rates and terms effective 11/17/2021. Loans subject to approval. Must meet membership guidelines. Monthly payment per $1,000 borrowed for 60 months at 4.44% APR=$18.62. Calculation based on $20,000 loan for 60 months. All rates, terms, and conditions are subject to change.
 
The Annual Percentage Rates presented are those extended to our most creditworthy borrowers. The final interest rate will be determined by your overall credit worthiness.
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