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Deposit Rates

At MyPoint Credit Union we know the importance of saving for a financial emergency. We also know saving for a vacation or college education can be just as important. With our various savings accounts, you will be sure to find one that will meet your purpose.
Daily Balance MyVIP Dividend Rate
APY*
$0.00 - $999.99    0.00%  0.00%
$1,000.00 - $9,999.99 0.01% 0.01%
$10,000.00 + 0.02% 0.02%

Ultra Rewards
 
Ultra Rewards Dividend Rate APY*
$0.00 - $25,000.00 0.30% 0.30%
$25,000.01 and over 0.02% 0.02%
Daily Balance Dividend Rate
APY*
$0.00 - $299.99 0.01% 0.01%
$300.00 - $2,499.99 0.02% 0.02%
$2,500.00 + 0.03% 0.03%
Daily Balance Dividend Rate APY*
$0.00 - $999.99 0.00%  0.00%
$1,000.00 - $9,999.99 0.05% 0.05%
$10,000.00 - $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.15% 0.15%
$50,000.00 - $99,999.99 0.20% 0.20%
$100,000.00 + 0.25% 0.25%
Period of Investment
Dividend Rate
APY*
Minimum Investment
When Dividend Paid
3 months 0.21% 0.21% $1,000.00 Maturity
6 months 0.31% 0.31% $1,000.00 Maturity
13 months LIQUID*** 0.42% 0.42% $1,000.00 Monthly
1 year add on** 0.40% 0.40% $50.00 Monthly
13 months 0.44% 0.44% $1,000.00 Monthly
2 years 0.66% 0.66% $1,000.00 Monthly
3 years 0.75% 0.75% $1,000.00 Quarterly
4 years 0.85% 0.85% $1,000.00 Quarterly
5 years 1.09% 1.10% $1,000.00 Quarterly
Rates effective 11/17/2021
 
*Annual Percentage Yield
 
**Total subsequent deposits are limited to $25,000 over the term of the certificate.
 
***LIQUID has penalty-free withdraws (up to 6 per month) and deposits and no maximum balance.
 
Annual Percentage Yields are anticipated rates and are accurate as of 09/14/2021. Fees could reduce earnings on accounts. See our Account Agreement and Disclosures for more information. All dividend rates are subject to change at any time. Penalties may be imposed for early withdrawal of term deposits (e.g., certificates).
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