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Deposit Rates

Accounts to suit your style of saving

At MyPoint Credit Union we know the importance of saving for a financial emergency. We also know saving for a vacation or college education can be just as important. With our various savings accounts, you will be sure to find one that will meet your purpose.
Daily Balance MyVIP Dividend Rate
 APY*
$0.00 - $999.99    0.00%  0.00%
$1,000.00 - $9,999.99 0.01% 0.01%
$10,000.00 + 0.02% 0.02%

Ultra Rewards
 
Ultra Rewards Dividend Rate APY*
$0.00 - $25,000.00 0.30% 0.30%
$25,000.01 and over 0.02% 0.02%
Dividend Rate
 APY*
3.33 % 3.39 %
IRA Savings Account Daily Balance
(including Roth)
 Dividend Rate
 APY*
$0.00 + 0.15% 0.15%
Savings Account Daily Balance Dividend Rate
 APY*
$0.00 - $299.99 0.01% 0.01%
$300.00 - $2,499.99 0.02% 0.02%
$2,500.00 + 0.03% 0.03%
Daily Balance Dividend Rate APY*
$0.00 - $999.99 0.00%  0.00%
$1,000.00 - $9,999.99 0.05% 0.05%
$10,000.00 - $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.15% 0.15%
$50,000.00 - $99,999.99 0.20% 0.20%
$100,000.00 + 0.25% 0.25%
Period of Investment
 Dividend Rate
 APY*
 Minimum Investment
 When Dividend Paid
3 months 1.45% 1.46% $1,000.00 Maturity
6 months 1.70% 1.71% $1,000.00 Maturity
7 months 4.60% 4.71% $1,000.00 Monthly
11 months 4.89% 5.01% $1,000.00 Monthly
1 year add on** 2.50% 2.53% $50.00 Monthly
13 months 3.10% 3.15% $1,000.00 Monthly
13 months LIQUID*** 3.00% 3.05% $1,000.00 Monthly
18 months 2.55% 2.58% $1,000.00 Monthly
2 years 2.40% 2.43% $1,000.00 Monthly
3 years 2.00% 2.02% $1,000.00 Quarterly
4 years 2.00% 2.02% $1,000.00 Quarterly
5 years 2.00% 2.02% $1,000.00 Quarterly






 
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Rates effective

*Annual Percentage Yield

**Total subsequent deposits are limited to $25,000 over the term of the certificate.

***LIQUID has penalty-free withdraws (up to 6 per month) and deposits and no maximum balance.

Annual Percentage Yields are anticipated rates and are accurate as of . Fees could reduce earnings on accounts. See our Membership Account Agreement and Disclosure for more information. All dividend rates are subject to change at any time. Penalties may be imposed for early withdrawal of term deposits (e.g., certificates).
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