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Auto Loan Rates

Entrust your auto financing needs to MyPoint Credit Union, where our members have been turning for affordable car loans since 1948. If you live or work in San Diego or Riverside Counties, you’re eligible to apply.


APR* as low as on terms up to APR* as low as on terms up to APR* as low as on terms up to
Loan Model Year 48 Months 60 Months 66 Months
Newer Auto
2017 or newer
2.39%
2.64% 2.64%
Used Auto
2013-2016
3.89% 3.89%
Older Auto
2012 or older
5.39%
Newer Green Auto (e.g. Electric or Hydrogen)
2017 or newer
2.14%
2.39% 2.39%
Motorcycles 2021 or newer
3.99%
4.24% 4.24%

Loan Model Year 36 Months 120 Months 180 Months
Newer RV
2019-2021
7.00%
7.00%
Used RV
2017-2018
7.00%
7.00%
Other Secured (e.g. ATV or Jet Ski's) 2017 or newer
10.45%
*APR= Annual Percentage Rate. Rates and terms effective 11/17/2021. Loans subject to approval. Must meet membership guidelines. Other rates available for model years not reflected. Monthly payment per $1,000 borrowed for 48 months at 2.39% APR=$21.87. Calculation based on $20,000 loan for 48 months. Rate subject to change. Restrictions apply.
 
The Annual Percentage Rates presented are those extended to our most creditworthy borrowers. The final interest rate will be determined by your overall credit worthiness.
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