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Checking Accounts

Checking accounts, redefined

Our new checking accounts are built to help you do more. Do life on your own terms and save money in the process. Packed with features, benefits, and perks, these new checking accounts will provide you with the highest level of security with ID theft assistance and protection, as well as ways to support local businesses while saving money!

You can get the following features with a MyPoint Credit Union Checking Account

- 30,000+ CO-OP Network ATMs Nationwide
- Visa Debit Card with Visa Alerts
- Buyer's Protection & Extended Warranty1,2
- ID Theft Assistance1,2
- Online & Mobile Banking
- Free Bill Pay
MyVIP Checking
MyPoint's MyVIP Checking account is one of the best in California! MyVIP comes with all the perks of MyPoint+ plus the ability to earn interest on your checking account, increased levels of protection, and more.


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MyPoint+ Checking
MyPoint+ Checking is loaded with perks, protection benefits, and cost savings so you can live life on your own terms.


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MyFreedom Checking
Your basic checking account for everyday needs. MyFreedom includes all of your essentials and no monthly fee with eStatements.


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Compare Checking Accounts


Features MyVIP Checking MyPoint+ Checking MyFreedom Checking
Interest on your checking balance
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One free box of corporate image checks per year
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Free cashier's checks
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Free notary
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Shop local, save local with MyPerks savings, powered by BaZing
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Health Savings Card
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ID theft assistance1,2
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Personal identity theft benefit1,2
 $10,000 $5,000
 $1,000
Buyer's Protection & Extended Warranty1,2
 $2,500 during first 180 days $2,500 during first 180 days $2,500 during first 90 days
Cell phone protection1,2
 $600 per claim ($1,200 per year)
 $400 per claim ($800 per year)
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Roadside assistance
 $80
 $80 —
Accidental death coverage2
 $25,000
 $10,000
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Service Fee
 $10 per month
 $6 per month
 Free with e-Statement
1 Cell phone protection, buyer's protection and extended warranty, and personal identity theft benefit are subject to additional terms and conditions.
2 Insurance products are not a deposit, not federally insured, not an obligation or guarantee by the credit union, its affiliates, or any government agency.
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