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Checking Accounts

Checking accounts, redefined

Our checking accounts are built to help you do more. Do life on your own terms and save money in the process.

You can get the following features when you open a MyPoint Credit Union Checking Account

- 30,000+ CO-OP Network ATMs Nationwide
- Visa Debit Card with Visa Alerts
- Online & Mobile Banking
- Free Bill Pay

New debit card designs are available! Take advantage of our checking accounts by stopping into one of our branches in San Diego, or by calling our Contact Center at 1-888-495-3400!


MyPoint Credit Union Debit Card designs available for instant issue.

 
MyVIP Checking
MyPoint's MyVIP Checking account is one of the best in California! MyVIP comes with all the perks of MyPoint+ plus the ability to earn interest on your checking account, increased levels of protection, and more.


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MyPoint+ Checking
MyPoint+ Checking is loaded with perks, protection benefits, and cost savings so you can live life on your own terms.


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MyFreedom Checking
Your basic checking account for everyday needs. MyFreedom includes all of your essentials and no monthly fee with eStatements.


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Have questions?

High-Yield Checking
Do more with your money while earning a higher dividend rate!


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Compare Our Credit Union Checking Accounts


Features MyVIP Checking MyPoint+ Checking MyFreedom Checking High Yield- Checking
Interest on your checking balance
 black check mark — — black check mark
One free box of corporate image checks per year
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Free cashier's checks
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Free notary
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Shop local, save local with MyPerks savings, powered by BaZing
 black check mark black check mark — —
Health Savings Card
 black check mark black check mark — —
ID theft assistance1,2
 black check mark black check mark black check mark —
Personal identity theft benefit1,2
 $10,000 $5,000
 $1,000
 —
Buyer's Protection & Extended Warranty1,2
 $2,500 during first 180 days $2,500 during first 180 days $2,500 during first 90 days —
Cell phone protection1,2
 $600 per claim ($1,200 per year)
 $400 per claim ($800 per year)
 — —
Roadside assistance
 $80
 $80 — —
Accidental death coverage2
 $25,000
 $10,000
 — —
Service Fee
 $10 per month
 $6 per month
 Free with e-Statement $0 per month
1 Cell phone protection, buyer's protection and extended warranty, and personal identity theft benefit are subject to additional terms and conditions.
2 Insurance products are not a deposit, not federally insured, not an obligation or guarantee by the credit union, its affiliates, or any government agency.
 
 
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