Man and woman sitting on a sofa looking at paperwork.

MyVIP Checking Account

You deserve the best of everything, especially with your VIP checking account.

"I saved $361.66 so far using MyPoint’s MyPerks and got the best rate on a car rental!" -Jeff G.

At MyPoint Credit Union, we know you're a VIP, and you should be treated like one!

That's why we offer one of the best checking accounts with benefits in San Diego for just $10 a month.

With MyVIP Checking, you can feel like a VIP with one-on-one service and perks like cell phone protection1,2, buyer's protection1,2, ID theft assistance and monitoring1,2, roadside assistance, and local discounts to shops and restaurants—all while keeping your money right here in San Diego.


New debit card designs are available! Take advantage by stopping into one of our branches, or by calling our Contact Center at 1-888-495-3400!

MyPoint Credit Union Debit Card designs available for instant issue.

Check out all the features and benefits our MyVIP Checking Account has to offer:
Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, when purchased using your MyPoint VIP checking account.
Local discounts and national retailer deals to save you money on shopping, dining, travel and more. Powered by BaZing.
Receive up to $600 per claim ($1200 per year) if your cell phone is broken or stolen.
Available 24/7 and free to use, up to $80 in covered service charges.
Peace of mind for the unexpected.
Save money on prescriptions, eye exams, frames, lenses and hearing services.
Online banking, mobile banking, bill pay, debit card, eStatement and 30,000+ CO-OP network ATMs nationwide.
  • 1B Credit Monitoring3
  • Credit report and credit score
  • Fraud resolution
  • $10,000 Personal identity theft benefit1,2
  • One free box of corporate image checks per year
  • Free cashier's checks
  • Free notary
  • MyVIP Checking Account holders receive an additional 0.25% rate on new Share Certificates

Value. Power. Protection.

For an ultimate banking experience above the rest - MyVIP Checking, better than best.

Have questions?

1 Cell phone protection, buyer's protection and extended warranty, and personal identity theft benefit are subject to additional terms and conditions.
2 Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.
3 Additional activation is required.
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Shop Local and Save Local with our New Checking Account

Packed with features, benefits, and perks, these new MyVIP Checking Accounts will provide you with the highest level of security, as well as ways to support local businesses while saving money!

Explore Our Accounts