Father and son planting a tree

Certificates

Maximize your earnings

Lock in a guaranteed rate on your savings for a fixed amount of time ranging from three months to five years.
Period of Investment Dividend Rate APY* Minimum Investment When Dividend Paid
3 months 0.95% 0.95% $1,000 Maturity
6 months 2.00% 2.02% $1,000 Maturity
1 year add on** 3.00% 3.05% $50.00 Monthly
13 months 3.10% 3.15% $1,000 Monthly
13 months LIQUID*** 3.00% 3.05% $1,000 Monthly
15 months 3.68% 3.75% $1,000 Monthly
18 months 2.55% 2.58% $1,000 Monthly
2 years 2.40% 2.43% $1,000 Monthly
3 years 2.50% 2.53% $1,000 Quarterly
4 years 2.00% 2.02% $1,000 Quarterly
5 years 2.25% 2.28% $1,000 Quarterly









 
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Rates effective
 
*Annual Percentage Yield

**Total subsequent deposits are limited to $25,000 over the term of the certificate.

***LIQUID has penalty-free withdrawals (up to 6 per month) and deposits and no maximum balance.
Annual Percentage Yields are anticipated rates and are accurate as of . Fees could reduce earnings on accounts. See our Account Agreement and Disclosures(Opens in a new Window) for more information. All dividend rates are subject to change at any time. Penalties may be imposed for early withdrawal of term deposits (e.g., certificates).