Father and son planting a tree

MyPoint Credit Union Certificates

Maximize your earnings

Lock in a guaranteed rate on your savings for a fixed amount of time ranging from three months to five years.
Period of Investment Dividend Rate APY* Minimum Investment When Dividend Paid
3 months 1.45% 1.46% $1,000 Maturity
6 months 2.67% 2.71% $1,000 Maturity
7 months 3.60% 3.67% $1,000 Monthly
1 year add on** 3.47% 3.53% $50.00 Monthly
13 months 3.10% 3.15% $1,000 Monthly
13 months LIQUID*** 3.00% 3.05% $1,000 Monthly
18 months 3.03% 3.08% $1,000 Monthly
2 years 2.89% 2.93% $1,000 Monthly
3 years 2.98% 3.02% $1,000 Quarterly
4 years 2.98% 3.02% $1,000 Quarterly
5 years 2.98% 3.02% $1,000 Quarterly









 
Have questions about our CD rates?
 
Call us at 1-888-495-3400 or make an appointment at one of our San Diego branches.



Rates effective
 
*Annual Percentage Yield

**Total subsequent deposits are limited to $25,000 over the term of the certificate.

***LIQUID has penalty-free withdrawals (up to 6 per month) and deposits and no maximum balance.
Annual Percentage Yields are anticipated rates and are accurate as of . Fees could reduce earnings on accounts. See our Account Agreement and Disclosures(Opens in a new Window) for more information. All dividend rates are subject to change at any time. Penalties may be imposed for early withdrawal of term deposits (e.g., certificates).