Father and son planting a tree

Certificates

Maximize your earnings

Lock in a guaranteed rate on your savings for a fixed amount of time ranging from three months to five years.
Period of Investment Dividend Rate APY* Minimum Investment When Dividend Paid
3 months 0.21% 0.21% $1,000 Maturity
6 months 0.31% 0.31% $1,000 Maturity
13 months LIQUID*** 0.42% 0.42% $1,000 Monthly
1 year add on** 0.40% 0.40% $50.00 Monthly
13 months 0.44% 0.44% $1,000 Monthly
2 years 0.66% 0.66% $1,000 Monthly
3 years 0.75% 0.75% $1,000 Quarterly
4 years 0.85% 0.85% $1,000 Quarterly
5 years 1.09% 1.10% $1,000 Quarterly
Rates effective 11/17/2021
 
*Annual Percentage Yield

**Total subsequent deposits are limited to $25,000 over the term of the certificate.

***LIQUID has penalty-free withdrawals (up to 6 per month) and deposits and no maximum balance.
Annual Percentage Yields are anticipated rates and are accurate as of 08/02/2021. Fees could reduce earnings on accounts. See our Account Agreement and Disclosures(Opens in a new Window) for more information. All dividend rates are subject to change at any time. Penalties may be imposed for early withdrawal of term deposits (e.g., certificates).