![Father and son planting a tree](/assets/files/K93jkiSB/tree_planting.png)
![Father and son planting a tree](/assets/files/K93jkiSB/tree_planting.png)
Maximize your earnings
Lock in a guaranteed rate on your savings for a fixed amount of time ranging from three months to five years.
Click to View Certificate Account Rates
Period of Investment | Dividend Rate | APY* | Minimum Investment | When Dividend Paid |
---|---|---|---|---|
3 months | 2.47% | 2.50% | $1,000 | Maturity |
6 months | 3.39% | 3.45% | $1,000 | Maturity |
7 months | 3.92% | 4.00% | $1,000 | Monthly |
8 months | 4.25% | 4.34% | $1,000 | Maturity |
1 year add on** | 3.95% | 4.03% | $50.00 | Monthly |
13 months | 3.10% | 3.15% | $1,000 | Monthly |
13 months LIQUID*** | 3.00% | 3.05% | $1,000 | Monthly |
18 months | 3.03% | 3.08% | $1,000 | Monthly |
2 years | 2.89% | 2.93% | $1,000 | Monthly |
3 years | 2.98% | 3.02% | $1,000 | Quarterly |
4 years | 2.98% | 3.02% | $1,000 | Quarterly |
5 years | 2.98% | 3.02% | $1,000 | Quarterly |
Have questions about our CD rates?
Rates effective
*Annual Percentage Yield
**Total subsequent deposits are limited to $25,000 over the term of the certificate.
***LIQUID has penalty-free withdrawals (up to 6 per month) and deposits and no maximum balance.
Annual Percentage Yields are anticipated rates and are accurate as of . Fees could reduce earnings on accounts. See our Account Agreement and Disclosures(Opens in a new Window) for more information. All dividend rates are subject to change at any time. Penalties may be imposed for early withdrawal of term deposits (e.g., certificates).