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VISA Rates

Build credit. Earn points for rewards. Use your credit more securely. Avoid annual fees. Get all of this and more with a MyPoint Credit Union Visa card.
VISA Card APR for Purchases* APR for Balance Transfers* APR for Cash Advances*
Platinum
10.25% to 17.75% 16.25% to 23.75% 16.25% to 23.75%
Savings Secured
17.75% 23.75% 23.75%
Student 10.25% to 17.75% 16.25% to 23.75% 16.25% to 23.75%
Ultra
8.24% to 15.74% 14.24% to 19.74% 14.24% to 19.74%
Rates effective 11/17/2021
 
* The Annual Percentage Rate will vary with the market based on the Prime Rate, plus a margin. When a change in a Variable Annual Percentage Rate occurs, it will become effective on the first day of the following month's billing cycle and will apply to any existing balances.
 
How we Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See your Consumer Credit Card Agreement and Disclosure for details.
 
Billing Rights: Information about your rights to dispute transactions and how to exercise those rights is provided in your Consumer Credit Card Agreement and Disclosure.
 
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