Prioritize savings and safety with a MyPoint Credit Union auto loan and insurance protection
Entrust your auto financing needs to MyPoint Credit Union, where our members have been turning for affordable car loans since 1948. If you live or work in San Diego or Riverside Counties, you’re eligible to apply. We also offer insurance protection for your vehicles and MyPoint Credit Union loans.
Call us at 1-888-495-3400 or make an appointment.
Treat yourself to a new or used car with competitive rates and terms of a MyPoint Credit Union auto loan. With a new car, you'll not only get more advanced technology, you'll also get the peace of mind that comes with new car reliability and a warranty covering new car repairs.
- APR: As low as 5.24%*
- Terms: Up to 84 months
- Application fee: No fee!
- Auto Refinance: Refinance your auto from another financial institution
- $200** cash back with a new or used auto loan
Auto Refinance Program
Lower car payments are here to help you do more. Bring us your current car loan from another financial institution and start saving monthly!
Recreational and Motorcycle Loans
You want to spend your time on the road, so let us help! Our recreational and motorcycle loans finance up to 100% of the purchase price. We offer low-rate financing options to get you quickly on your way to your next adventure!
Green Auto Loans
Finance a qualifying car that meets the criteria of the California Air Resources Board. Qualify for a rebate, save on fuel, and help improve air quality in your community.
With a MyPoint Credit Union green auto loan, you can:
- Green Auto Loan Discount: .25% off already low rates
- Drive down your fuel costs
- Reduce air pollution and your carbon footprint
- Have a tree planted in your name on Arbor Day
Costco Auto Program
Your MyPoint Credit Union membership includes access to low, prearranged pricing through Costco Auto Program. Enjoy an exceptional buying experience on your next car, truck, or SUV purchase.
Carvana - a whole new way to buy a car
You're in control! Purchase how you want, whenever you want! Purchase, sell, trade..... the options are waiting! Every car Carvana sells comes certified with a "worry free guarantee." Carvana will deliver right to your door!
Search an ever-expanding inventory of thousands or high-quality preowned vehicles and buy online without having to visit a dealership. For added peace of mind, every Carvana vehicle comes with a 7-day return policy and a 100-day worry free guarantee. It's simple, affordable, and convenient!
SmartPay Loan Payments
Make a one-time payment or schedule recurring loan payments from another financial institution.
- Schedule loan payments
- Schedule a one-time payment or recurring payments from another financial institution
- Payments processed prior to 6 p.m. PST will post the same day!
Give yourself peace of mind knowing you have maximum coverage in the event of an unforeseen, unfortunate circumstance. Get MyPoint Credit Union Insurance Protection on your vehicles and loans.
*APR= Annual Percentage Rate. Rates and terms effective . Your final interest rate will be determined by your overall credit worthiness. Loans subject to approval. Must meet membership guidelines. Other rates available for model years not reflected. Monthly payment per $1,000 borrowed for 48 months at 5.24% APR=$23.14. Calculation based on $20,000 loan for 48 months. Rate subject to change. Restrictions apply.
**$200 Cash Back Offer: Offer is valid for applications received 2/14/2023 through 4/30/2023. Offer subject to change without notice. $200 cash back incentive is available for auto loan purchase applications and refinancing of external auto loans (existing MyPoint Credit Union loans are not eligible for this offer). Auto loan amount must be at least $15,000 to be eligible for the cash back promotion. You must make your first scheduled payment in order to receive this offer and your account must be in good standing. Cash back will be credited to the primary applicant’s savings account after 75 days of the loan origination date. If the auto refinance loan is canceled or paid off in the first 75 days, the cash back offer will become invalid. Offer may end at any time. Recipient is solely responsible for any personal tax liability based upon the rebate. Please consult your tax advisor for more information. Some restrictions may apply.