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Auto Loans

Prioritize savings and safety with a MyPoint Credit Union auto loan and insurance protection


Entrust your auto financing needs to MyPoint Credit Union, where our members have been turning for affordable car loans since 1948. If you live or work in San Diego or Riverside Counties, you’re eligible to apply. We also offer insurance protection for your vehicles and MyPoint Credit Union loans.
Treat yourself to a new or used car with competitive rates and terms of a MyPoint Credit Union auto loan. With a new car, you'll not only get more advanced technology, you'll also get the peace of mind that comes with new car reliability and a warranty covering new car repairs.

  • APR: As low as 2.39%*
  • Terms: Up to 84 months
  • Application fee: No fee!
  • Auto Refinance: Refinance your auto from another financial institution
Lower car payments are here to help you do more. Bring us your current car loan from another financial institution and start saving monthly!

You want to spend your time on the road, so let us help! Our recreational and motorcycle loans finance up to 100% of the purchase price. We offer low-rate financing options to get you quickly on your way to your next adventure!

Finance a qualifying car that meets the criteria of the California Air Resources Board. Qualify for a rebate, save on fuel, and help improve air quality in your community.

With a MyPoint Credit Union green auto loan, you can:

  • Green Auto Loan Discount: .25% off already low rates
  • Drive down your fuel costs
  • Reduce air pollution and your carbon footprint
  • Have a tree planted in your name on Arbor Day
Your MyPoint Credit Union membership includes access to low, prearranged pricing through Costco Auto Program. Enjoy an exceptional buying experience on your next car, truck, or SUV purchase.

You're in control! Purchase how you want, whenever you want! Purchase, sell, trade..... the options are waiting! Every car Carvana sells comes certified with a "worry free guarantee." Carvana will deliver right to your door!

Search an ever-expanding inventory of thousands or high-quality preowned vehicles and buy online without having to visit a dealership. For added peace of mind, every Carvana vehicle comes with a 7-day return policy and a 100-day worry free guarantee. It's simple, affordable, and convenient!

Make a one-time payment or schedule recurring loan payments from another financial institution.

  • Schedule loan payments
  • Schedule a one-time payment or recurring payments from another financial institution
  • Payments processed prior to 6 p.m. PST will post the same day!

Give yourself peace of mind knowing you have maximum coverage in the event of an unforeseen, unfortunate circumstance. Get MyPoint Credit Union Insurance Protection on your vehicles and loans.

*APR= Annual Percentage Rate. Rates and terms effective 11/17/2021. Your final interest rate will be determined by your overall credit worthiness. Loans subject to approval. Must meet membership guidelines. Other rates available for model years not reflected. Monthly payment per $1,000 borrowed for 48 months at 2.39% APR=$21.87. Calculation based on $20,000 loan for 48 months. Rate subject to change. Restrictions apply.
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