Get more of what you want with a MyPoint Credit Union VISA® card.
Earn points for rewards. Use your credit more securely. Avoid annual fees. Get all of this and more with a MyPoint Credit Union VISA card.
Platinum Visa
- Credit line: Up to $50,000
- Travel accident insurance: $200,000
- Account access: 24/7 through MyPoint Credit Union Online
- Automatic payment: Transfer from your Share Account
- Perks Program: Enroll to earn points for travel, merchandise, gifts, and more
Ultra Visa
- Interest: Low, competitive rates
- Credit line: Up to $50,000
- Travel accident insurance: $200,000
- Account access: 24/7 through MyPoint Credit Union Online
- Automatic payment: Transfer from your Share Account
- Enhanced security: EMV chip card technology
Student Visa
- Credit line: $300 to $500
- Eligibility: Student 18+ with proof of income or assets
Share Secured Visa
- Credit line: Up to $5,000
- Eligibility: Share Savings Account (balance determines your credit limit)
SmartPay Loan Payments
- Schedule loan payments
- Schedule a one-time payment or recurring payments from another financial institution
- Payments processed prior to 6 p.m. PST will post the same day!
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MyPremium Perks Program
We've upgraded our rewards program! With MyPremium Perks, you can earn rewards on your everyday purchases. From groceries to fuel to utility bills, your everyday purchases will really pay off. Earn 1 point for every $1 spent. Members who were in our previous Choice Rewards program had all of their existing points carried over and the points can now be redeemed.
MyPremium Perks Program Access
Redeem your rewards for cash back, merchandise, gift cards, travel, and much more. To sign up, view your point balance, or redeem for a reward, be sure to visit our MyPremium Perks** website here!
Redeem your rewards for cash back, merchandise, gift cards, travel, and much more. To sign up, view your point balance, or redeem for a reward, be sure to visit our MyPremium Perks** website here!
MyPremium Perks Program
Get something back every time you use your Visa card. Enroll in the program and you'll earn points you can redeem for travel, cash back, merchandise, gifts, adventures, and events. The program is free to you for 36 months, after which you may qualify for an annual fee waiver.*
Get something back every time you use your Visa card. Enroll in the program and you'll earn points you can redeem for travel, cash back, merchandise, gifts, adventures, and events. The program is free to you for 36 months, after which you may qualify for an annual fee waiver.*
*First 3 years are FREE. Annual fee of $35 charged on fourth anniversary of sign-up date. Fee waived with $6,000 minimum annual purchases.
**MyPremium Perks is administered by a third-party service provider. However, if you are unable to login to your MyPremium Perks account, please call MyPoint Credit Union Card Services at 888-495-3400 and select option 3, or email us at cardserv@mypointcu.com.
Must meet membership eligibility and lending criteria. Visa Application and Solicitation Disclosure
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