Couple shopping and using a credit card

Credit Cards

Get more of what you want with a MyPoint Credit Union VISA® card.


Earn points for rewards. Use your credit more securely. Avoid annual fees. Get all of this and more with a MyPoint Credit Union VISA card.
Platinum Visa
  • Credit line: Up to $50,000
  • Travel accident insurance: $200,000
  • Account access: 24/7 through MyPoint Credit Union Online
  • Automatic payment: Transfer from your Share Account
  • Perks Program: Enroll to earn points for travel, merchandise, gifts, and more

Ultra Visa
  • Interest: Low, competitive rates
  • Credit line: Up to $50,000
  • Travel accident insurance: $200,000
  • Account access: 24/7 through MyPoint Credit Union Online
  • Automatic payment: Transfer from your Share Account
  • Enhanced security: EMV chip card technology

Student Visa
  • Credit line: $300 to $500
  • Eligibility: Student 18+ with proof of income or assets


Share Secured Visa
  • Credit line: Up to $5,000
  • Eligibility: Share Savings Account (balance determines your credit limit)


SmartPay Loan Payments
  • Schedule loan payments
  • Schedule a one-time payment or recurring payments from another financial institution
  • Payments processed prior to 6 p.m. PST will post the same day!



















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Mortgage Loans