Your dream San Diego home. Your dream mortgage loan.
Sunday night dinners. Family game nights. Weekend barbecues. Whatever you dream of doing in your home, we’ll help you get the keys to your dream house so you can start doing it. Whether you’re buying your first home, refinancing your existing home, financing a non-owner occupied property or using home equity for transformative updates, MyPoint Credit Union offers a variety of home mortgage loans perfect for your personal situation. And we’ll walk you through everything to make sure you understand all your rates and terms before you sign a single paper.
First Mortgages
Start a new chapter in your life with a MyPoint Credit Union First Mortgage. Finance your first home, second home, bigger home for your growing family, smaller home for empty-nesters, or financing a non-owner occupied property. Apply for mortgage loans with our credit union to get competitive rates and terms.
Apply for a loan now or call us to get started at 888-495-3400.
Second Mortgages
Take out a MyPoint Credit Union Second Mortgage Loan to cover planned or unexpected expenses. Borrow against the equity you have in your home at a low fixed rate. Use it to cover home improvements, pay off high-interest credit cards, consolidate debt, take a dream vacation, buy a car, cover car repairs, pay medical bills not covered by insurance, pay for college tuition, and more.
Apply for a loan now or call us to get started at 888-495-3400.
Home Equity Line of Credit
Tackle your to-do list affordably with a MyPoint Credit Union Home Equity Line of Credit (HELOC). Get a line of credit equal to the equity you have in your home at a low variable rate. Use it to cover home improvements, pay off high-interest credit cards, consolidate debt, take a dream vacation, buy a car, pay for college tuition, cover unexpected expenses, and more.
Jumbo Mortgages
Take out a MyPoint Credit Union Jumbo Mortgage to get into your dream home in San Diego. Our Jumbo Mortgages offer competitive rates and flexibility so you can do more with your money.
First-Time Homebuyer Program
Don’t have a big down payment? You can still become a homeowner in San Diego with as low as 5% down with the MyPoint Credit Union First-Time Homebuyer Program. We give you a discounted rate for the first 3 years and pay non-recurring costs, too. Apply for mortgage loans through our First-Time Homebuyer Program. You deserve a home of your own, and MyPoint Credit Union wants to help you get it.
Adjustable Rate Mortgages
Get lower rates and monthly payments the first few years of your loan with a MyPoint Credit Union Adjustable Rate Mortgage (ARM). Choose from low fixed-rate starting periods of 3, 5, 7, or 10 years. Annual and lifetime caps keep future adjustments manageable.
