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Jumbo Mortgages

We've got you covered for all your home loan needs, including jumbo mortgage loans!


Our jumbo mortgage loan program allows home buyers to get a larger loan with all the great benefits our standard mortgage loans offer. Whether you're buying your dream house or refinancing your existing loan, we are here to help you find the mortgage that's right for you!

Take advantage of MyPoint Credit Union's 30-year fixed rate Jumbo home mortgage or home refinance.

MyPoint Jumbo home mortgage and refinance loans offer:

  • Fixed-rates
  • No points and no closing costs
  • No pre-payment penalty
  • Loans up to $1.5 million
  • Other rates and terms available

Get doing in a few easy steps:


30-Year Fixed Rate for loan amounts up to $1,500,000. The rate may vary depending on each individual’s credit history and underwriting factors. Effective 11/17/2021. Loans are subject to credit approval. California properties only. Membership in MyPoint Credit Union required. Rates based on a rate and term refinance or purchase transaction, 60% loan-to-value, excellent credit score, single family residence, and owner-occupied. Verification of income, assets, appraised value, hazard and if applicable flood insurance will be required. Payments will be higher with property taxes and insurances. Existing mortgage loans with MyPoint Credit Union are not eligible. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.
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Saving for something special?

When you are planning for retirement, MyPoint Credit Union has accounts specially designed to help keep you on track to achieve your goals.

Explore Our IRAs