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MyPoint Perks Visa

Get more with our new

MyPoint Perks Visa!

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Check out our newest Visa card that is loaded with great features and perks!

  • No Annual Fee
  • Low 2.99% APR* Introductory Rate
  • Credit Line: Up to $50,000
  • Account access: 24/7 through MyPoint Credit Union Online
  • Automatic payment: Transfer from your Share Account
  • Enhanced security: EMV chip card technology
  • MyPremium Perks Program: Enroll for FREE to earn points for travel, merchandise, gifts, and more
  • Travel accident insurance: $200,000

MyPremium Perks Program

We've upgraded our rewards program! With the MyPremium Perks Program, you can earn rewards on your everyday purchases. From groceries to fuel to utility bills, your everyday purchases will really pay off. Earn 1 point for every $1 spent.

Enroll Today!

Redeem your rewards for cash back, merchandise, gift cards, travel, and much more. To register, view your point balance, or redeem for a reward, be sure to visit our MyPremium Perks Program** website! The program is free for MyPoint Perks Visa cardholders.

Have questions?

Rates effective April 1, 2024
APR=Annual Percentage Rate

*Low 2.99% APR introductory rate on purchases and balance transfers (posted within the first 120 days from account opening and good for 365 days from account opening). After that, standard purchase and balance transfer APR will be 15.75% to 23.25%.

**MyPremium Perks Program is administered by a third-party service provider. However, if you are unable to login to your MyPremium Perks Program account, please call MyPoint Credit Union Card Services at 888-495-3400 and select option 3, or email us at

MyPremium Perks Program fee is waived for MyPoint Perks Visa cards.
Must meet membership eligibility and lending criteria. Visa Application and Solicitation Disclosure

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Have questions? We have answers!

Frequently Asked Questions