MyPoint Credit Union

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Love your car, hate the rate? Let's fix that!


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Unlock the best Home Equity Line of Credit terms in San Diego with MyPoint!


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Use your account on the go with Mobile Banking

Find Out More

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Get more with our MyPoint Perks Visa with an introductory rate of 2.99% APR* and no balance transfer fee*!

 
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Contact Us

Tell us what you'd love to do. We'll help you do it.

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Make an Appointment

Ready to get started?
Let's make it happen.

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Locations

We're proud to be a part of the San Diego community.

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Rates

Competitive rates help our Members do more.

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Become a Member

Our purpose is to help you do. Do Better. Do more.

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FAQs

Have questions? We have answers!

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MyPoint Mobile Banking

Features include:
black check mark Check your balances and transactions
black check mark Transfer between your accounts
black check mark Mobile deposit*
black check mark Security measures with biometric capabilities

Our Rates

 Offering competitive rates to our Members is just one way our San Diego credit union is helping them become financially sound.
Solar & Green Living Loans

*APR As Low As

  7.49%


Auto Loans

*APR As Low As

5.34%


High-Yield Checking

*APY As High As

3.25%


Ultra VISA® Card

*APR As Low As

11.99%


 
 
Safe, Sound, and Secure

MyPoint's deposits are federally insured up to $250,000 per individual depositor by the federal National Credit Union Share Insurance Fund (NCUSIF).
 
To learn more about how your funds are protected, click on the 'NCUA Insurance' icon.

What members of our San Diego local credit union say...

MyPoint Credit Union's white logo in an orange circle.
"In dealing directly with Laura Carpanzano, I don't see any room for improvement as she is always super responsive, accessible and follows up directly on inquiries or new requests. This is how all "banking" should be!"

Michael P.
MyPoint Credit Union's white logo in an orange circle.
"Highly qualified staff who consistently go the “extra mile “ to address my banking needs and keep me coming back!"

Jay A.
MyPoint Credit Union's white logo in an orange circle.
"I have had such a positive experience banking here at the Carlsbad branch. Everyone is so helpful."

Cindy H.

Let's get smarter about your finances!


Developing healthy financial habits can do wonders for helping us achieve our goals, and the earlier you start, the better. See how our local San Diego community credit union bank can help you get started!
Your financial fitness is key to a healthy New Year. With regular checkups, you can fix small problems before they become big issues. Here are some ways to make sure that your financial situation is continuing on the right path.

Cybercriminals work 'round the clock!

Here are some tips to help keep your accounts safe!



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Precautions to Safeguard Your Information

 
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How to Avoid Overdraft Fees


Tips to Avoid Overdraft Fees

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Account Security Reminders