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ITIN Lending


Financial Services for Members with an

Individual Taxpayer Identification Number (ITIN)

MyPoint Credit Union is proud to provide financial services to members with an ITIN. If you are an ITIN holder, we offer products and services including:

  • Checking Accounts
  • Savings Accounts
  • Credit cards
  • Auto Loans
  • Personal Loans
  • And More!

Whether you are an ITIN holder or have a Social Security Number (SSN), we want to ensure you are comfortable and understand the ins and outs of all our products and services.

We are dedicated to supporting your financial goals with great rates and terms. We are here every step of the way.

Acceptable Forms of Identification

  • Passport
  • Green Card
  • Any other government-issued document evidencing nationality, or residence, and bearing a photograph
  • Examples of acceptable forms of Personal Identification Document (PDI), also referred to as Documento Personal de Identificación:
    • Mexican nationals have a Matricular Consular Identificación
    • Salvadoran nationals have a Documento Único de Indentidad (DUI)
    • Guatemalan nationals have a Documento Personal de Identificación (DPI)
    • Venezuelan nationals have a Carnet de la Patria

How to Apply for an ITIN

The IRS started the ITIN program in 1996, issuing SSN alternatives to foreign-born persons regardless of their immigration status. To apply for an ITIN, visit the Internal Revenue Service (

MyPoint Credit Union is an ITIN-approved lender! You will need to open a savings account to establish membership and apply for a loan.

Additional Information

Visit us at your nearest branch location:


2610 El Camino Real, Suite A

El Cajon

780 Jamacha Rd
El Cajon

Kearny Mesa

9420 Farnham Street
San Diego

National City

3003 Highland Ave, Suite 102
National City

North Park

3773 30th Street, Suite G
San Diego

Rancho Bernardo

16763 Bernardo Center Drive
San Diego

Sports Arena

3777 Sports Arena Blvd
San Diego

Or, call us at our Contact Center:  1-888-495-3400.