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Investments

Helping you find the right investment course


"Established in 1996, CFS (CUSO Financial Services) offers a full range of investment and insurance solutions to more than 150 credit unions across the country. Our mission is to grow successful investment programs that help members gain and maintain their own financial security."
— Valorie Seyfert, President and CEO CUSO Financial Services, LP


Meet Your Investment Advisor


We are pleased to introduce you to Rick Hoskins our CFS Financial Consultant, through CUSO Financial Services, LP (CFS).

Rick is a licensed professional, trained to objectively analyze your investment needs and help you create a financial plan designed to meet your unique goals. Schedule a no-obligation phone appointment with Rick and gain valuable information on financial planning topics that include:

• 401(k) 403(b) and 457 Rollovers
• Retirement Life Style Strategies
• Creating Income in Retirement
• Life & Long Term Care Insurance
• Small Business Services

“As a financial consultant I want to partner with you to create a plan for not only now, but throughout your lifetime. Turning your financial concerns into financial confidence by helping you take the guess out of invest.”

Registered through CUSO Financial Services, LP
  • Series 7 - Securities Representative
  • Series 66 - Investment Advisor
  • Life and Health Insurance

Educational Background
  • University of Missouri,
  • Personal Financial Planning, 2013

Rick Hoskins, CFS Financial Advisor


 
Services offered through CFS include:

  • Creating or reviewing your comprehensive financial plan
  • Understanding investment options and risk tolerance
  • Investment portfolio analysis
  • Tax-efficient investments *
  • Portfolio consolidation and management
  • Retirement planning and income strategies
  • IRA, 401(k), 403(b), 457 plans and TSP rollovers **
  • Funding for education
  • Life and long-term disability care insurance





Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States. Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.
 
Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal.
 
Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

 
*For specific tax advice, please consult a qualified tax professional.

**Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA, an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.