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Auto Refinance Program

Have less than perfect credit?

Refinance your car or auto loan online and save!

We want to help you save on your car loan, no matter your credit score.

No qualifying, just six consecutive on-time payments on your existing auto loan, and be currently employed!

  • APR: 6.99%*
  • Term: Up to 66 months
  • Good on 2019 or newer autos
  • $100,000 maximum loan amount
  • 125,000 maximum mileage
  • Must have 6 consecutive on-time monthly payment history
  • 100% financing
All you need to provide for refinancing your car or auto loan online is:

  • Proof of employment
  • Proof of the past six months of consecutive on-time payments

Hurry and lock in your fixed 6.99% APR* rate!

Have questions?

*APR= Annual Percentage Rate. Rates and terms effective . Loans subject to approval. Must meet membership guidelines. Monthly payment per $1,000 borrowed for 66 months at 6.99% APR=$18.30. Calculation based on $20,000 loan for 66 months. Rate subject to change. Restrictions apply. Existing auto loans at MyPoint Credit Union are not eligible for this offer. Interest will accrue starting the date the loan is funded. If the vehicle registration is expiring within 60 days, MyPoint Credit Union will finance the registration. Commercial vehicles excluded.

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