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Auto Refinance Program

Have less than perfect credit?

Refinance your auto loan and save!

Plus, receive $200* cash back!

We want to help you save on your car loan, no matter your credit score.

No qualifying, just six consecutive on-time payments on your existing auto loan, and be currently employed!

  • APR: 6.74%**
  • Term: Up to 66 months
  • Good on 2018 or newer autos
  • $100,000 maximum loan amount
  • 100,000 maximum mileage
  • Must have 6 consecutive on-time monthly payment history
  • 100% financing
All you need to provide is:

  • Proof of employment
  • Proof of the past six months of consecutive on-time payments

Hurry and lock in your fixed 6.74% APR** rate!

Have questions?

*$200 Cash Back Offer: Offer is valid for applications received 2/14/2023 through 4/30/2023. Offer subject to change without notice. $200 cash back incentive is available for auto loan purchase applications and refinancing of external auto loans (existing MyPoint Credit Union loans are not eligible for this offer). Auto loan amount must be at least $15,000 to be eligible for the cash back promotion. You must make your first scheduled payment in order to receive this offer and your account must be in good standing. Cash back will be credited to the primary applicant’s savings account after 75 days of the loan origination date. If the auto refinance loan is canceled or paid off in the first 75 days, the cash back offer will become invalid. Offer may end at any time. Recipient is solely responsible for any personal tax liability based upon the rebate. Please consult your tax advisor for more information. Some restrictions may apply.
**APR= Annual Percentage Rate. Rates and terms effective . Loans subject to approval. Must meet membership guidelines. Monthly payment per $1,000 borrowed for 66 months at 6.74% APR=$18.18. Calculation based on $20,000 loan for 66 months. Rate subject to change. Restrictions apply. Existing auto loans at MyPoint Credit Union are not eligible for this offer. Interest will accrue starting the date the loan is funded. If the vehicle registration is expiring within 60 days, MyPoint Credit Union will finance the registration. Commercial vehicles excluded.

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