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13-Month Certificates

The holidays came early at MyPoint! Celebrate with our

13-month CD specials!


Certificates are a great way to save safely by locking in a fixed rate. And the great news is that you don't need a large deposit to get started!


13-month Liquid Share Certificate*
  • 1.77% APY
  • 13-month locked rate
  • Penalty-free withdrawals up to 6 per month
  • Unlimited deposits
  • $1,000 minimum to open and no maximum
13-month Liquid IRA Certificate*
  • 1.77% APY
  • 13-month locked rate
  • Unlimited deposits
  • $1,000 minimum to open and no maximum
13-month Share Certificate**
  • 1.77% APY
  • $1,000 minimum to open
13-month IRA Certificate**
  • 1.77% APY
  • $1,000 minimum to open

So what are you waiting for? Open an account today!
 
Have questions?
 


APY=Annual Percentage Yield. Annual Percentage Yields are anticipated rates and are accurate as of . Fees could reduce earnings on accounts. See our Account Agreement and Disclosure for more information. All dividend rates are subject to change at any time. Penalties may be imposed for early withdrawal of term deposits (e.g. certificates).

IRA=Individual Retirement Account
 
* Liquid IRA Certificate and Liquid Share Certificate requires $1,000 minimum balance to earn 1.77% APY with a 13-month term. Membership and certain restrictions apply. Rates and terms are accurate as of and are subject to change. Promotional rate is available for a limited time and may be withdrawn at any time. Liquid Share Certificate allows for penalty-free withdrawals and/or deposits at any time until maturity. Penalties may be imposed for early withdrawal of Liquid IRA Certificates. At maturity, funds will automatically convert to a non-promotional, 1-year IRA or Share Certificate, at the current rate then in effect.
 
** At maturity, funds will automatically convert to a non-promotional, 1-year IRA Certificate for the IRA product or 1-year Share Certificate for the Share Certificate product, at the current rate then in effect.