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High-Yield Savings Account

Grow your savings with a high-yield savings rate!


Start earning 4.50% APY* for the first 90 days with our new High-Yield Savings!


Our new High-Yield Savings Account is designed for new members opening a checking account with direct deposit. It's a safe investment that'll give you a higher return on your money than a regular savings account in the first 90 days.
 
Benefits: 
  • 4.50% APY* for the first 90 days on balances up to $25,000
  • No minimum opening deposit
  • Earns more than a regular savings account in the first 90 days 
New members who qualify for membership must open a MyPoint checking account with a recurring minimum monthly direct deposit of $500.
 
After the first 90 days, the dividend rate/yield will revert to the regular savings account rates in effect.
 
So what are you waiting for? Open an account today!
 
 Have questions?
 



*APY=Annual Percentage Yield. Annual Percentage Yields are anticipated rates that are accurate as of 04/24/2023 and are subject to change. 4.50% APY is available for 90 days on balances up to $25,000. Promotional annual percentage yield is offered to new qualifying members who open a checking account with a recurring minimum monthly direct deposit of $500; after the first 90 days, the dividend rate/annual percentage yield will revert to the regular savings account rate then in effect. The promotional rate is available for a limited time and may be rescinded anytime. A one-time membership fee and a $5 minimum initial deposit are required to open a mandatory share account. New members must meet membership guidelines. There is a $25 minimum checking opening balance. Depending on the checking account type, monthly service fees range from $0 to $10.
 
Direct deposit requirements:
  • $500 or more per month
  • Direct deposit of ACH only. P2P services (Zelle, PayPal, CashApp, Venmo, etc.) are not eligible.
  See our Account Agreement and Disclosure for more information. 












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