Smiling businesswoman sitting and smiling while on her cellphone.

Realtor Program

We treat your clients like family


We know how meaningful your relationships are with your clients, and at MyPoint, we look to help them do more with their money. Our commitment and genuine love of helping people get into their dream homes unite each of us across all departments to make the mortgage experience as smooth as possible. Because at the end of the day, we're not just loan officers, or bankers, or managers - we're guides, we're confidants, and we're the ultimate proponents of people doing life on their own terms.

Whether your clients are looking to purchase or refinance their home or get a Home Equity Line of Credit for home improvements to increase a home's value, we're here for them!

Take advantage of MyPoint Credit Union's 30-year fixed rate home mortgage or home refinance.

MyPoint Home Mortgage and Refi Offers

  • See our low fixed-rates
  • No points
  • Purchase or refinance your mortgage from another lender
  • Other rates and terms available
  • Low rate Jumbo Mortgages as well

Get doing in a few easy steps:

Contact Monica Montalvo at 858-268-7290 or via email
Or, set up an appointment to meet with a team member.

Other real estate loan programs and Home Equity Lines of Credit are available.

30-Year Fixed Rate for loan amounts up to $548,250. The rate may vary depending on each individual’s credit history and underwriting factors. Effective 11/17/2021. Loans are subject to credit approval. California properties only. Membership in MyPoint Credit Union required. Rates based on a rate and term refinance or purchase transaction, 60% loan-to-value, excellent credit score, single family residence, and owner-occupied. Verification of income, assets, appraised value, hazard and if applicable flood insurance will be required. Payments will be higher with property taxes and insurances. Existing mortgage loans with MyPoint Credit Union are not eligible. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.
a woman holding a cup of coffee and a mobile phone

Zelle®

Send and Receive Money with Zelle®

Explore Zelle®