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El Cajon Auto Refinance Program

We'll refinance your auto loan, even if you have less than perfect credit.


Refinance your auto loan for 3.99% APR* from another financial institution. No qualifying, just six consecutive on-time payments on your existing auto loan and be currently employed!

  • 3.99% APR*
  • Maximum 66-month term
  • Good on 2016 or newer autos
  • $100,000 maximum loan amount
  • 100,000 maximum mileage
  • Must have 6 consecutive on-time monthly payment history
  • 100% financing
Get doing in a few easy steps from anywhere!



Stop by and visit us in El Cajon
780 Jamacha Rd
We are just south of E Washington Ave in the Outback Steakhouse shopping center.

Branch Hours
Monday - Thursday: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.
Saturday: 9 a.m. - 2 p.m.

Call us at 619-401-9422 or make an appointment.




*APR= Annual Percentage Rate. Rates and terms effective 11/19/2021. Loans subject to approval. Must meet membership guidelines. Monthly payment per $1,000 borrowed for 66 months at 3.99% APR=$16.91. Calculation based on $20,000 loan for 66 months. Rate subject to change. Restrictions apply. Existing auto loans at MyPoint Credit Union are not eligible for this offer. Interest will accrue starting the date the loan is funded. If the vehicle registration is expiring within 60 days, MyPoint Credit Union will finance the registration.
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